Leonardo Pisano, better known by his nickname, Fibonacci, was an Italian mathematician born in Pisa in the 12th century. He is known to have discovered the Fibonacci numbers, said to be based upon observations of the Great Pyramid of Gizeh in Egypt. Fibonacci Numbers are a sequence of numbers where each successful number is the sum of the two previous numbers. Eg 1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89, 144, etc. It is the ratio of the Fibonacci sequence that is significant, rather than the actual numbers in the sequence. The quotient of the adjacent terms in the series possesses an amazing proportion, roughly 1.618, or its inverse 0.618. This proportion is known by many names: the golden ratio, the golden mean, PHI, and the divine […]

Many assets within your personal financial life have become digital over the past 5 years such as stock portfolios, mortgages, and bank accounts. Your ability to view, change, and pay bills via your online bank account from the comforts of your home has made life more convenient for consumers. Online banking has become popular because of the convenience it provides patrons, especially when it comes to bill paying and gauging available funds. However, this new system has lead to many serious security concerns because of reliance that customers have to their online accounts. Innately trusting every communication with a bank logo can always lead people online to make grave security mistakes. The prominence of phishing emails has eclipsed the consumers' ability to stay current on the latest scams. The growth […]

Forex, which refers to the foreign exchange market, is a financial market where currencies are traded. This trade is worldwide, which means that is can happen among parties of different countries in the world. The trading is supported by financial centers, and can be connected at any time of the day during weekdays. Forex is a relative way to determine the values ​​of different types of contracts. There are a few reasons for Forex to take place. One of the main reasons is to allow international trades and investments to go smoothly, as it gives the value of each party's currency, and a transaction between a buyer and a seller can be made by referring to the values ​​and their ratios to achieve the correct Value. Another reason is so […]

Every time there is an election the United States, politicians get up at panel debates and roll-out their plans to either create jobs or help retrain the workforce with the skills necessary for the jobs that are available. Most of this is political rhetoric and malarkey. First, government isn’t very good with creating jobs, unless it hires a bunch of people for the bureaucracy, but if it does it has to borrow money or raise taxes which hurts the economy and the currency. Worse, it takes money away from consumers who would spend it and buy something while enjoying their quality of life and standard of living, or from a business that would re-invest that money to create jobs. Suffice it to say, it doesn’t work. Retraining is much harder […]

Are you searching for a job in the financial sector? There are many excellent career choices in this industry that will give you great pay and benefits. Choosing a career as a financial planner is an excellent idea if you’re looking for a highly lucrative position with a bright future ahead of it. Jobs in the financial planning industry are expected to increase by nearly 27 percent by 2022. It’s a great idea to get in on the ground floor of an industry that is guaranteed to provide a lifetime of lucrative employment and career advancement opportunities. What Sort of Degree Do You Need to Become a Financial Planner? You can’t just expect to walk in and nab a “plum” financial planner position. You must show proof that you possess […]

Facing financial struggles can be frustrating and difficult. Many people go into debt all the time because things happen in our lives that our outside of our control. When things arise and we do not know where to turn we sometimes stop paying things off. This is the worst thing we can do because that only accrues interest and makes everything more expensive. It is important to learn there are solutions we can turn to in situations like this and these solutions each have a different effect. We may try really hard to save our money but sometimes things happen that our outside our control. When a rent payment is coming up you generally try to have enough money in the bank to pay it. This can be difficult though […]

When the economy takes a down turn, many people often look for ways to make ends meet at the end of each month. When someone in the family gets sick, or a family member’s vehicle breaks down, these added expenses have the ability to really put many families in a serious bind. The ability to get a cash advance at work in a quick manner is usually oftentimes not a realistic option. This is why payday loans no credit check specialists play such an important role in helping everyday families find a way to meet their financial obligations at the end of the calendar month. There are many situations that arise where payday loans are necessitated by an average American family. The Broken-Down Vehicle Chances are your vehicle is no […]