Economy and Finance

For those unfamiliar with the term, FOREX (FOReign EXchange market), refers to an international exchange market where currencies are bought and sold. The Foreign Exchange Market that we see today began in the 1970’s, when free exchange rates and floating currencies were introduced. In such an environment only participants in the market determine the price of one currency against another, based upon supply and demand for that currency. FOREX is a somewhat unique market for a number of reasons. Firstly, it is one of the few markets in which it can be said with very few qualifications that it is free of external controls and that it cannot be manipulated. It is also the largest liquid financial market, with trade reaching between 1 and 1.5 trillion US dollars a day. […]

Due to the generally low startup costs involved with vending compared to other industries it is not a sensible idea to go too far into debt right away. You may need access to credit at a later date to see you through tough times or to expand so it is best to use savings to cover startup costs if possible. However if your starting capital is insufficient you could consider one of the vending machine financing options below. Financing from Family and Friends If you do need funding then a loan from friends or family would be the best way to go. If they have a lot of trust in you and you are sincere with them this arrangement can work well. If things go bad though you can risk […]

In my opinion trading is the most exciting and best way to earn a living in the world. With just a small amount of equipment and space you can do it from anywhere on the planet. When you think about it, it is one of the least expensive businesses to set up – no rent, staff advertising etc… Plus no pain in the ass bosses, backstabbing co-workers or the usual office politics B.S.! What’s even more amazing is that soon wireless technology will be convenient and affordable enough so that you will be able to sit with your laptop at a Cafe in Paris or on a beach in Tahiti and trade. To me it doesn’t get any better than that! Anyway, I want to talk about the various things […]

There's a popular video available on YouTube that pits pro same-sex marriage actors against their opposition, a troupe of religious affiliated Bibliophiles who rant and rave about the evils, degradation and slippery slope-ism, if that's a phrase, of the approaching tsunami of Same sex marriage. It's a reasonably lighthearted, somewhat slick caricature of the current controversial, with real, semi-famous Hollywood types, and a musical presentation that makes it all watchable and entertaining regardless of which side of the issue you happen to be on. As the musical progresses, opponents shout their righteous claims against perversion, decadence, freedom of religion and the 'gay agenda'; Gays and lesbians trill about the need for recognition, equality, freedom from religious dictates and marriage rights for all. In the heat of the dustup, who walks […]

Are you considering using the best payday loans help to make it through to your next paycheck deposit? You are not alone. Many people struggle despite overwhelming divorce this time of year. Between regular expenses, holiday debt additions and working through the tax season, finances are stressful. Hopefully you are one of the many who will receive a return this year from the IRS. Will you still need to apply for a short-term loan once you get your return? Are there any other changes you can make in the process to help cut down the demand on your monthly budget? Since payday loans are designed to help with emergency payments, these lenders provide an easy application process to accomodate stressed out borrowers. No one wants to painstakingly fill out endless […]

Forex day trading is something that appeals to a lot of forex traders and it's easy to see why. Currencies trade in quite a wide range every single trading day so there are always good profits to be made. However forex day trading is definitely not for everyone. Trading in general requires immunity discipline and this is particularly the case when trading over short time frames. Prices can move very fast during the day and it's very easy to make impulse trades based on nothing other than gut feeling. This is generally not a good idea and will usually only lead to disaster in the long run. Day trading is no different to longer term trading. You have to have a solid and profitable system in place before you even […]

Put simply, a Pay Day loan (or its equivalent, called by fancier names like Advance Pay or Cash Advance or Convenient Cash) are high rate loans that either are designed or result in "trapping" its users for a long-term addiction to such Loans. One study estimates that the average rate of interest (if calculated, since such loans do not "charge interest, but charge a fee for their service") is about 390% per annual! So in fact for every dollar borrowed, you pay three dollars in interest in a year. Now here is a quiz. How often do Pay Day users return to use the same service at the same usurious (imputed) interest rate? Again, a study estimates, about 76% of the time! So like a narcotic, once you get addicted […]

Perhaps a friend needs to get a loan for a new business or your family member needs a new car or there are unpaid medical bills. If you are asked to cosign for a loan for anyone, you will find yourself with a serious decision. Do you want to make a commitment to repay the loan if the other person fails to do so? This loan process involves more than just signing a few papers. This is a very serious business transaction. If you are not in a financial position to pay off the loan, in the event that the other party is unable to, there can be consequences that affect your future for a long time. It could hinder your chances to secure a loan yourself. A number of […]

What is Options Trading? An option is simply granting someone the right to buy or sell something in the future. In the case of Dow index futures options, when someone buys a Dow call option they are buying the right to purchase that underlying Dow future at a specific price, known as the “strike price,” at a future point in time, known as the “expiration date.” When an investor buys a put, they are essentially selling the market; a call essentially buys the market. Likewise, selling a put essentially buys the market; selling a call essentially sells the market. In order to receive the opportunity to buy an option on this future, investors pay a “premium.” If the market does not reach the strike price of the option, then that […]

This dilemma has been faced by most of us at some time or another. But the emphasis with weathervanes has got to be on quality. Mass produced vanes can obviously provide certain individuality to an other standard house, but many are far from elegant and some are not well proportioned. Due to the location of most weathervanes, the scale and aspect of the structure has to be spot on to produce an effective motif that is both easily recognized at a distance and achievable in terms of manufacture. There are many aspects to take into consideration when considering a weathervane. Too many leave no consideration for the architectural style of the property or the individual client's requirements. A quality, custom made weathervane is usually less of a compromise and more […]